Category Archives: Pensions

Should I Defer My State Pension?

Old man counting his money

Should I defer my state pension? In some cases, absolutely not, but in other cases, it makes sense. A client asked me this question recently, and my answer was certain. No way, you need to get your state pension at 66. Another client wanted to delay receiving his. That was more for personal reasons, which

Backdating a Pension Contribution

Happy older retired couple

Backdating a pension contribution means paying it this year but claiming it last year. I’ll look at how much you can put in, what tax relief you’ll get, and the important timelines. Plus a few other tips along the way. Let’s look at Why a Pension How much can you put in Tax relief Timelines

Tax Credit Certs 2023 – Stranger Things

Tax credit cert

We investigate the weird world of tax credit certs for 2023 and the stranger things we have seen this year. When I say weird, I mean taxpayers expecting to see an increase in their net take-home pay. But the opposite happens. They get less and a lot less as you will see. We will go

Pensions Drawdowns – Be the Man

Elderly lady

I was at The Killers in Malahide Castle on Wednesday evening. It was a brilliant gig on a gorgeous summer evening. The first song of the encore was The Man. I loved the lyrics, and it was coincidental that I had two meetings this week where I met the man and the woman. They had